Business Funding & Business Plans
Do
It Yourself & Save
Get The Financing For Your
Small Business Needs !!!

We have assisted businesses get financing since the mid 1980's. We
have funded start-up ventures and expansions for businesses across the country.
Our
new program will assist you with your Business Plan and to place your funding
request with a suitable lenders/investors to make your start-up or expansion a reality.
We provide you with sophisticated tools that are easy to use
to assemble your Professional Business Plan and hundreds of
Business Lenders to submit your package to. We have offered Business
Financial Consulting for years and now offer this "Do-It-Yourself"
Business Funding Package that works and that everyone can afford.

BUSINESS PLANS - You
can assemble a 40+/- page professional Business Plan suitable for lender presentation. The
Business Plan must address certain key issues to be considered by the lender and
ultimately funded. We will provide all the key components (marketing, financial,
technical & administrative). Including all key Financial Pro-Forma including the
all important 5 year cash flow pro-forma. We will also assist you in determining
how much capital is needed to accomplish your business goals. We will also develop the
marketing plan, details on how the business will function etc and the Executive Summary;
ready for lender presentation is included also.
This "Do-It-Yourself" package for
assembling a winning Business Plan is affordable by everyone. Here you use our expertise
and your typing facility to produce a professional Business Plan and you save a
substantial amount in fees.
BUSINESS FUNDING -
You
can take your Business Plan and present it to our database of aggressive non-bank business
lenders. These lenders will often say yes when your bank says no. We have hundreds of business lenders across the US ready to fund your deal
including SBA, Angel Funders and Venture Capital sources. Many of our lending sources
specialize in women and minority funding. All our sources are Business Lenders and
often say yes when your bank says no. Our D0-IT-YOURSELF
Business Funding Package also includes an exhaustive search
of all other business funding sites from the Internet. This is included FREE and includes many, many
additional sites for you to access. We have already done all the research and now
you can put our research to work for you.
This "Do-It-Yourself" package for
funding contains all our lending sources; venture capital, angel funding, woman
&
minority sources etc. This lender database is well in to the hundreds and covers the
entire US. This package utilizes all our expertise and our entire database of aggressive
non-bank business lenders and at a reduced fee. Most business owners approach their
commercial bank for a loan and are usually turned down. Banks are asset lenders who
normally lend a percentage of an assets value; say lending 70% of the value of a building
or 80% of the value of equipment etc. Our lenders look more to the income statement
and the pro-forma income projections as well as the company's ability to make the debt
service loan payments rather than being a strict asset lender. The result, they fund
more business loans.
This is a special offering of our "Do-It-Yourself" Business Funding
Package. Now you can utilize all our professional expertise to assemble your funding
request and submit it to our select business lender data base. Typically the fees to
assemble a Business Plan, suitable for lender
presentation, range from $2,000 to $5,000.
Then to hire a loan broker to shop your loan package can cost you another $1,000 or
more plus a percentage of the loan or investment obtained. We know this is true
because that is what we charge for these services. Recently we have decided to
market our expertise at bargain basement prices that any business can afford. Often
businesses contact us for funding but are unable to pay the fees necessary to employ us to
work directly for them. This "Do-It-Yourself"
Business Funding Package is priced to provide the much needed financial help and do so at
a very modest price. You get all our packaging expertise and our list of business
lenders to submit you finished loan package to PLUS
all other direct links to other web sites on the Internet that could possible help
you..
Here is what you get:
Computer programs written in Excel & Word to forecast how much capital you need to adequately fund your business.
A complete checklist of items to be included in your Business Plan and how to assemble each section.
Another spreadsheet written in Excel to provide the all important 5 Year Cash Flow Pro-Forma. You plug in a few numbers and the program does all the calculations for you and provides a finished 5 Year Pro-Forma.
We provide two pro-formas, one for a service business and one for a product business.
There are also Excel programs to determine how much capital you actually need after buying all the equipment and capitalizing the negative cash flow until you start making a profit etc. You plug in a few numbers and our software crunches all the numbers for you to furnish the reports & to get the answers.
We show you how to assemble the 5 page Executive Summary that many lenders want to review before reading your whole Business Plan.
Also included; personal financial statements forms, in Excel
Commercial Loan Application form, in PDF
Monthly Cash Flow Statements written in Excel and
Hundreds of Business Lenders (names, addresses, phone, emails etc.)
These lenders are not banks but
true business lenders and some of them finance start-ups. There are funding sources
that specialize in SBA loans, minority and woman entrepreneurial
funding, Angel Funders who specialize in start-ups and much much more. This
comprehensive list contains firm name, address, phone numbers, contact parties names
and many with web sites and e-mail addresses for easy and very cost effective contact.
We are also including many, many other web sites of business lenders from our exhaustive
search of the Internet, your FREE. If
your business venture is going to get funding, these guys will do it. We show you
low cost and NO cost FREE ways of
contacting these lenders and presenting your request for funding. There
are twelve (12)
useful computer programs to assemble your business plan and get your business
funded. In short, you get the tools to quickly
assemble a professional Business Plan and hundreds of true business lenders to submit your
funding request to.
If you are serious about getting funding for your business, you won't find a more comprehensive and results oriented program at any price. Join the scores of growing business owners to successfully get your business the funds it needs.
Here
is what some of our satisified customers have to say about our services........
This system was so easy to use that an inexperienced financial person like
myself, could easily assemble a professional Business Plan and get the start up capital we
needed for our business. Plus! the price was so modest we couldn't go wrong... and
we didn't. Londa D. ..... Indiana **** We were prepared to invest several thousand dollars to our
business funding and were pleasantly surprised when we got all the funding sources across
the country and our business plan all for a song. This is the best deal we found for
business funding. It is cheap and it works! Rick S. ..... California **** What a God
send , something that really works and at a bargain price, for a change.... Thanks again
for all your help.... Ruth M. ....Ohio
**** I couldn't
believe all the business loan sources you provided. With your program we assembled
our Business Plan and submitted it to several business lenders all within a week.
The next week we were negotiating with lenders..... Thanks. Scott H. ......
Indiana
For the small fee of
$59.95
NOW $29.95
we will e-mail the complete Business Funding Package to you. Now everybody can
afford to get their business venture funded. This is as cheap, low cost and
inexpensive as it gets. You could be working on your Business Plan tomorrow and
talking with real business lenders next week.
Plus, we are including
over 500 email addresses of additional Business
Lenders
FREE! These guys will fund all
types of business ventures including start-ups. This alone is worth several hundreds
of dollars. We will show you how to quickly have your phone ringing off the hook
with lenders inquiring about your deal.
Typical Business Loans will range in term from 5 to 20 or 25 years. Rates will be Prime + 5% to 10%. To get an idea of your monthly payment, see the chart below. Multiply the factor you get when you run the loan term and where it intersects the interest rate. If you want a $75,000 loan for 5 years, you would see the intersection of 10% and 5 years to be $21.247. Next, take this coefficient and multiply it by your loan in thousands or 75 and you get a monthly payment of %1,593.53.
Use the chart below to see how much your loan may cost per month.
| Loan Factors Coefficients | |||||||||||||
| A Loan for 10% interest amortized for 5 years or 60 months, the factor is $21.247. If the loan is $75,000, take $21.247 x 75 = $1,593.53/Mo. | |||||||||||||
| Interest Rates | |||||||||||||
| # Years | # Months | 7.500% | 8.000% | 8.500% | 9.000% | 9.500% | 10.000% | 10.500% | 11.000% | 11.500% | 12.000% | 12.500% | 13.000% |
| 1 | 12 | $ 86.757 | $ 86.988 | $ 87.220 | $ 87.451 | $ 87.684 | $ 87.916 | $ 88.149 | $ 88.382 | $ 88.615 | $ 88.849 | $ 89.083 | $ 89.317 |
| 2 | 24 | $ 45.000 | $ 45.227 | $ 45.456 | $ 45.685 | $ 45.914 | $ 46.145 | $ 46.376 | $ 46.608 | $ 46.840 | $ 47.073 | $ 47.307 | $ 47.542 |
| 3 | 36 | $ 31.106 | $ 31.336 | $ 31.568 | $ 31.800 | $ 32.033 | $ 32.267 | $ 32.502 | $ 32.739 | $ 32.976 | $ 33.214 | $ 33.454 | $ 33.694 |
| 4 | 48 | $ 24.179 | $ 24.413 | $ 24.648 | $ 24.885 | $ 25.123 | $ 25.363 | $ 25.603 | $ 25.846 | $ 26.089 | $ 26.334 | $ 26.580 | $ 26.827 |
| 5 | 60 | $ 20.038 | $ 20.276 | $ 20.517 | $ 20.758 | $ 21.002 | $ 21.247 | $ 21.494 | $ 21.742 | $ 21.993 | $ 22.244 | $ 22.498 | $ 22.753 |
| 6 | 72 | $ 17.290 | $ 17.533 | $ 17.778 | $ 18.026 | $ 18.275 | $ 18.526 | $ 18.779 | $ 19.034 | $ 19.291 | $ 19.550 | $ 19.811 | $ 20.074 |
| 7 | 84 | $ 15.338 | $ 15.586 | $ 15.836 | $ 16.089 | $ 16.344 | $ 16.601 | $ 16.861 | $ 17.122 | $ 17.386 | $ 17.653 | $ 17.921 | $ 18.192 |
| 8 | 96 | $ 13.884 | $ 14.137 | $ 14.392 | $ 14.650 | $ 14.911 | $ 15.174 | $ 15.440 | $ 15.708 | $ 15.979 | $ 16.253 | $ 16.529 | $ 16.807 |
| 9 | 108 | $ 12.761 | $ 13.019 | $ 13.279 | $ 13.543 | $ 13.809 | $ 14.079 | $ 14.351 | $ 14.626 | $ 14.904 | $ 15.184 | $ 15.468 | $ 15.754 |
| 10 | 120 | $ 11.870 | $ 12.133 | $ 12.399 | $ 12.668 | $ 12.940 | $ 13.215 | $ 13.493 | $ 13.775 | $ 14.060 | $ 14.347 | $ 14.638 | $ 14.931 |
| 11 | 132 | $ 11.148 | $ 11.415 | $ 11.686 | $ 11.961 | $ 12.239 | $ 12.520 | $ 12.804 | $ 13.092 | $ 13.384 | $ 13.678 | $ 13.975 | $ 14.276 |
| 12 | 144 | $ 10.552 | $ 10.825 | $ 11.101 | $ 11.380 | $ 11.664 | $ 11.951 | $ 12.241 | $ 12.536 | $ 12.833 | $ 13.134 | $ 13.439 | $ 13.746 |
| 13 | 156 | $ 10.054 | $ 10.331 | $ 10.612 | $ 10.897 | $ 11.186 | $ 11.478 | $ 11.775 | $ 12.075 | $ 12.379 | $ 12.687 | $ 12.998 | $ 13.312 |
| 14 | 168 | $ 9.631 | $ 9.913 | $ 10.199 | $ 10.489 | $ 10.784 | $ 11.082 | $ 11.384 | $ 11.691 | $ 12.001 | $ 12.314 | $ 12.632 | $ 12.953 |
| 15 | 180 | $ 9.270 | $ 9.557 | $ 9.847 | $ 10.143 | $ 10.442 | $ 10.746 | $ 11.054 | $ 11.366 | $ 11.682 | $ 12.002 | $ 12.325 | $ 12.652 |
| 16 | 192 | $ 8.958 | $ 9.249 | $ 9.545 | $ 9.845 | $ 10.150 | $ 10.459 | $ 10.772 | $ 11.090 | $ 11.412 | $ 11.737 | $ 12.067 | $ 12.400 |
| 17 | 204 | $ 8.687 | $ 8.983 | $ 9.283 | $ 9.588 | $ 9.898 | $ 10.212 | $ 10.531 | $ 10.854 | $ 11.181 | $ 11.512 | $ 11.847 | $ 12.186 |
| 18 | 216 | $ 8.450 | $ 8.750 | $ 9.055 | $ 9.364 | $ 9.679 | $ 9.998 | $ 10.322 | $ 10.650 | $ 10.983 | $ 11.320 | $ 11.660 | $ 12.004 |
| 19 | 228 | $ 8.241 | $ 8.545 | $ 8.854 | $ 9.169 | $ 9.488 | $ 9.813 | $ 10.141 | $ 10.475 | $ 10.812 | $ 11.154 | $ 11.500 | $ 11.849 |
| 20 | 240 | $ 8.056 | $ 8.364 | $ 8.678 | $ 8.997 | $ 9.321 | $ 9.650 | $ 9.984 | $ 10.322 | $ 10.664 | $ 11.011 | $ 11.361 | $ & |