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Become A Local
Mortgage Loan Broker
Make Sizable Fees Helping Others Buy & Re-Finance Their Homes
A Great Home Business Too
To Help Everyone Get In Their Own Business During This Recession, We have Slashed Our Prices To The Bone so You Can Start Profiting Today !!!
Hello:
Thanks for visiting. I have been a mortgage broker and owned several mortgage brokerage firms over the years and made a lot of money in this business and am now retired. This is a fun business and requires little capital and can provide you with a substantial income. I now wish to pass on my secrets to making the business really click. I always liked to work smart and then work hard; hope you do to.. Read on and see if some of our stuff strikes a chord; it works..
Check it out.. I think you will like it.
Every week thousands of Americans are re-financing their houses, condos and other real estate to take advantage of the record low interest rates. We have been active in the Mortgage Brokerage business since the mid 1980's and now you can capitalize on our experience and make sizable fees helping others lower their monthly payments.
Brokers can typically make from 2% to 8% or more of the loans they place in brokerage fees. You do the math. Take an average mortgage of $100,000 and a 2% fee is $2,000.00, at 4% it's $4,000.00 etc. Typical loan amounts are $100,000 or more. Times have never been better to buy real estate or re-finance real estate as interest rates are at an all time low. Everybody wants to re-finance or buy real estate now.
Even with all the hoop-la over re-financing there are many, many people who need help to get their deal funded. This is where they really need a knowledgeable "Mortgage Broker", who can place the right borrower with the right lender. Someone with great income, great credit and a super house probably doesn't need you but if their credit has a few dings or their income is a little irregular; they need help. Typically, everyone first tries their bank for the financing they need and if that institution turns them down they need help in getting funded. This is where you come in.
We will show you how to advertise to get clients, how to analyze their data and where to place these loans. Various states may have requirements to engage in this business and you should check with your state to be sure you can comply with any regulations that may apply. In most states it is very easy and inexpensive to become state-compliant and function as a mortgage loan broker. This business can easily be run from your home on a full or part-time basis.
Let's look at the mortgage business. Every loan that is placed is a
function of the property value, borrower income and borrower credit.... that's it.
To place your loans you must address all three of these areas and present them to a lender
who will work with the results. A borrower who has a great income, great house and
great credit probably doesn't need you, as they can go anywhere and get the loan they
desire. However, if the credit is a little dinged up or the income is a little
meager or the real property is not the best in the area..... they will need your services
to get the loan they desire.
To prosper in this business you need to be able to quickly analyze the borrower's current position and be able to place them with a lender who will underwrite to these standards. It does you no good to take many applications on "non-doable loans"..... as you won't get them funded and you won't get paid. We will show you how to qualify each borrower and know before you take the application, that you have a lender waiting to fund this deal...... Work Smart... Then Work Hard and Prosper.
Here Is What We Provide: (20 Files Included)
(Most comprehensive Mortgage Brokerage package available.)
1) Sample ads to attract potential borrowers
2) Forms to take qualify the borrower over the phone to see if this is a deal worth pursuing
3) All forms to take a professional real estate loan package & get it Funded, including:
- Borrower Checklist of items needed to assemble their loan package
- Cover Letter - summarize your deal on one sheet for lender presentation
- Fair Lending Disclosure
- Total Loan Qualification Excel Spreadsheet - Deals With: credit, income & property value This is an easy to use Excel program that deals with all major factors of every loan making loan packaging fast, accurate and very easy to use. Adjust the LTV, interest rate, term, income ratios, loan payoffs etc. and adjust your numbers to best suit your client. No other program available can do all this.
- Property Pictures Page - A Picture is worth a thousand words to lenders
- Contract For Financial Services (to insure you get paid)
- FNMA 1003 - 4 page standard real estate loan application
- Telephone Borrow Qualification Sheet (so you only personally visit fundable deals)
- Mortgage Disclosure Form
- Truth in Lending Form
- Business Income Statement (Excel program for those with a small business)
- FAX cover sheet - to fax information to lenders
- Excel program to calculate House Value prior to appraisal
- Excel program to calculate Land Value prior to appraisal
- Contacts of Credit Sources (Major Credit Reporting Contact Sources)
- Direct Lenders who will fund your deals (Names, addresses, phone, FAX & e-mail) 4) How To Information On How To: - Qualify the Borrower over the phone saving you time & travel expense
- Take the Loan Application and get all the forms signed
- Present your Loan Package to the lenders we provide or others you select
All the math calculations are done for you on our specialized Excel Spreadsheet Programs. You will have all the income ratios, loan to values, debt consolidations, monthly payment calculations, credit scoring and preliminary property appraisal figures at your finger tips and ready to assemble the summary cover letter (see above), ready for lender presentation.
In Short, we show you how to get mortgage loan clients, qualify them as to which deals are doable and which deals are not, which programs are best for each borrower, how to take the Loan Application and all necessary paperwork, how to assemble the Borrower's Loan Package, how to present the Borrower's Loan Package and which Lenders to present this package to..... Everything from start to finish to get your client's loan funded and get you paid. This business has been successfully conducted full or part-time and can easily be run from your home. We have successfully run this business from home since the mid 1980's.
Summary Of Mortgage Loan Business: Typical Mortgage Loan Brokers take about 4 to 5 qualified loan applications a week. They end up getting about 80% of these deals funded. Let's be real conservative and figure you only fund 4 deals a month. Each deal is for a new loan of $100,000 and you charge only 2 points or 2% of the funded loan amount. This amounts to $8,000 of fee income a month, or a potential income of $96,000 a year or more. Where could you get into your own business for less and make this kind of money? This is merely an estimate of potential income with no guarantee of income implied. Each individual mortgage broker is responsible for the amount of business they generate. You pay only the small fee once to purchase all the necessary forms and programs to get into this profitable business. You never have to pay us or anyone else part of your fees or any additional sums ever.
Earnings Potential
Number of Loans Closed Per Month 4 Average Loan Amount $100,000.00 Your Fee or Points You Charge 2% Your Monthly Income $8,000.00 Your Annual Income $96,000.00
Seasoned Mortgage Pro or New Comer To The Industry: Our programs can make you more successful.
To Help Everyone Get In Their Own Business During This Recession, We have Slashed Our Prices To The Bone so You Can Start Profiting Today !!!
Using your credit card or debit card, click on the Add
$59.95NOW $29.95 for the Mortgage Loan Brokerage Program as detailed above. Upon payment receipt, we will email you all 18 programs detailed above plus the How To Information on how to successfully run your Profitable Mortgage Loan Brokerage Business. These programs are written in msWord and msExcel for easy access and implementation by all. When ordering, please specify you are ordering the Mortgage Brokerage Package and provide your Name, US Postal Address, Phone Number and e-mail address. Credit card payments are available through PayPal Upon payment receipt, your Mortgage Loan Brokerage Package will be sent to you via email to the address you specify.
Click On The Add To Cart (Credit Card, Debit Card or Check)
$59.95NOW Only $29.95We have sold many units of this product at $59.95 Now YOU can Save $30.00 & get into YOUR Business Today
Upon receipt of payment your complete package will be emailed to you for fast easy download and save any Shipping & Handling fees. If you choose to get this material sent to you on disk via US Mail, please include $10.00 to cover additional shipping and handling.
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